body {
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  margin: 0;
  color: #222;
  line-height: 1.6;
}

.hero {
  background: linear-gradient(135deg, #3b82f6 0%, #1e40af 100%);
  color: white;
  text-align: center;
  padding: 80px 20px;
  box-shadow: 0 4px 20px rgba(59, 130, 246, 0.3);
}

.hero h1 {
  font-size: 2.5rem;
  font-weight: 700;
  margin: 0 0 16px 0;
  letter-spacing: -0.02em;
  text-shadow: 0 2px 4px rgba(0, 0, 0, 0.1);
}

.tagline {
  font-size: 1.25rem;
  opacity: 0.9;
  max-width: 600px;
  margin: 0 auto;
  font-weight: 400;
}

.container {
  max-width: 900px;
  margin: 40px auto;
  padding: 0 20px;
}

section {
  margin-bottom: 40px;
}

h2 {
  color: #0f172a;
  border-bottom: 2px solid #e2e8f0;
  padding-bottom: 8px;
}

ul {
  padding-left: 20px;
}

ul li {
  margin-bottom: 8px;
}

a {
  color: #2563eb;
  text-decoration: none;
}

a:hover {
  text-decoration: underline;
}

.disclaimer {
  color: #b91c1c;
  font-weight: 600;
}

.footer {
  background: #f1f5f9;
  padding: 20px;
  text-align: center;
  font-size: 0.9rem;
}

.footer a {
  color: #475569;
}

.hero-small {
  padding: 40px 20px;
}

.faq-item {
  margin-bottom: 24px;
  padding-bottom: 16px;
  border-bottom: 1px solid #e2e8f0;
}

.faq-item:last-child {
  border-bottom: none;
}

.faq-item h3 {
  color: #1e40af;
  margin-bottom: 8px;
}

.back-link {
  margin-top: 30px;
}

.back-link a {
  display: inline-block;
  padding: 10px 20px;
  background: #e2e8f0;
  border-radius: 6px;
  color: #334155;
}

.back-link a:hover {
  background: #cbd5e1;
  text-decoration: none;
}

.policy-date {
  color: #64748b;
  font-size: 0.9rem;
}